You’ve tried searching for affordable health insurance, cheap health insurance, reliable health coverage, even the best health insurance for the money. If you are shopping for an individual health plan, you might have an idea what you want or need from your medical coverage, but not know the exact product to search for. Here are the health care insurance plans you’re most likely to find.
We offer a variety of accidental & Critical Illness policies so your family can feel secure when facing the unknown. These plans can help with the everyday expenses which can accrue quickly while you recover from an injury.
Group Health Insurance
Group health insurance plans are designed to be more cost-effective for businesses. Employee premiums are typically less expensive than those for an individual health plan. Premiums are paid with pretax dollars, which help employees pay less in annual taxes. Employers pay lower payroll taxes & can deduct their annual contributions when calculating taxes.
Taking care of your health
Fixed Hospital Indemnity Plans
A hospital and doctor fixed indemnity insurance plan pays you set amounts of cash for qualified medical services. That's money you can use to help bridge gaps in your major medical coverage. Pay toward a deductible, apply toward the costs of a prescription, or use it to help keep up with bills while you recover.
Short Term Health Insurance
Designed for healthy individuals and families, short-term policies provide an affordable safety net while switching from one life event to another without a comprehensive health plan. Short-term plans use very basic medical underwriting to determine an applicant's eligibility for coverage and also have blanket exclusions on pre-existing conditions, which means they won't cover any medical conditions that policyholders had before the plan took effect.
Dental & Vision Coverage
Dental insurance is coverage for common dental care services ranging from preventive care like routine cleanings to more major services like root canals. At its best, it can help you not only budget for those dental services but also maintain a good dental care routine.